Marrio Phill | Rafters Blog

Greg Pimstone Explains Why Healthcare Consumers are Suffering Because of Fraud

Health by Marrio Phill on September 21, 2021

The healthcare system has been under immense strain since late 2019 when COVID-19 entered the world. The need to urgently diagnose, treat, and prevent further infections has forced the government to provide valuable funding and relief aid to assist the country to manage this health crisis.

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While the Affordable Care Act (ACA) was developed to provide relief for medical assistance to those in need, other people have taken this opportunity to defraud the whole system, and put more lives in danger in the following ways.

Illegal Medical Supplies

The increase of COVID-19 cases has sparked a worldwide effort to start vaccinating the public with urgency. The issue with the fraud being experienced in the healthcare industry is due to those who source illegal equipment and COVID-19 vaccines without proper authority. People are receiving invalid vaccines that they believe will keep them safe, when in fact they have no effect.

Medical equipment including respirators is repeatedly being found without any designated markings to show that the National Institute for Occupational Safety and Health (NIOSH) has regulated those supplies. Online purchases of medical supplies are at an increased risk of buying illegal machines that have no benefit to the public, and many consumers do not know how to identify these illegal supplies.

Government Funding Isn’t Available

At least not for those who need it the most. Greg Pimstone, a lawyer from Manatt Phelps office, explains that these criminals are knowingly taking vital funding from the government simply because “that’s where the money is”. The U.S Attorney General warned against potential scammers taking advantage of the needy and the government’s efforts to roll out safe vaccines, yet the rate of fraud continues to increase.

Based on these illegal practices, those that genuinely need medical and financial assistance are not getting access to that relief aid. Criminals defrauding the healthcare system are contributing to the suffering of consumers by lining their pockets and providing government funding to their friends and families.

Laws and Regulations

Countless U.S officials are hard at work to investigate these crimes; however, it has become extremely difficult to pinpoint exactly which medical aid claims are legit and which are complicit individuals trying to undermine the justice system. The consensus is that those who are eligible to receive relief funding are of the majority of those illegally distributing grants to those not affected by COVID-19.

Although mechanisms are in place and healthcare providers must prove the use of the funds they receive, the terms and conditions have not been well controlled. State regulations on medical care claims haven’t yet adapted to catch all of these criminals in the act, yet arrests are starting to occur for the misappropriation of government funding.

A lack of trust in the healthcare system is starting to become evident, which is not fair on the front-line medical workers that risk their lives to take care of people and combat the spread of the virus. These criminal acts also go against the survival of humanity and should be punished accordingly.

Entertainment

Ken Julian Provides Insight Into Elements Of Horror Movies That Makes Them Impactful

Entertainment by Marrio Phill on September 18, 2021

Genre movie making is highly profitable. While there are many popular genres of movies present today, horrors are among the major ones that have enjoyed consistent popularity over the decades. Ken Julian mentions that while many horror movies might be more budget-friendly to make in comparison to other prominent genres like sci-fi and fantasy, a good number of individuals flock the theatres to watch such flicks with or without the presumption of quality. On the whole, most horror movies sell well, and many of them have ended up being all-time classics as well.

Horror movies are among the most impactful movie genres. Movies under this genre are comparatively easier to make than most others as they largely work with a certain set of formulas and rules that has been established over generations. Ken Julian underlines that horror movies have been around since the very start of filmmaking. The focus of this genre is to create a feeling of fear, terror or dread in the audience, to put them on the edge. Horror filmmaking may find inspirations in local folktales, or have themes of death, afterlife, evil powers, and more. In most cases, unexplainable and diabolical factors form the center of these stories.

Here are a few of the core elements most horror movies tend to have according to Ken Julian:

A frightening and memorable menace: All horror movies need to have an antagonist that is terrifying and memorable. Without a good villain, there are chances that the audience would be adequately impacted by the story. In the most powerful horror movies, the antagonists are able to inspire dread just by the mention of their name or mere appearance.
Characters whose fate is unknown: Most horror stories start off with a bunch of characters and end up with a few. Having a solid mix of people in the story, making the audience take a genuine interest in their lives, and then taking them out of the picture one by one at any point, works really well for horror movies, and creates great anticipation and tension among the audience. This element of horror movies becomes all the more impactful if the film comprises of major actors. Most of the viewers would suspect that popular actors will stay till the end of the story, and hence the potential demise of their characters would be all the more shocking.
The perfect atmosphere and setting: Creating the perfect atmosphere is the key to a good horror movie. Simple things like fluttering curtains, wide corridors, and dim lighting can work wonders for a scary movie. Certain innocuous elements like shutting down of the door or creaking floorboards can seem to be threatening enough if they are presented in the right context.

In addition to the elements underlined above, a good origin story for the villain or the antagonist is important to make the progression of the storyline interesting and adding more depth to the movie.

Casino

What makes a slot game a correct option?

Casino by Marrio Phill on September 17, 2021

We might be heard about online gambling, but due to trust issues, we can’t able to play. But online slots don’t have to be always the game that may have some scam cases. With all the points, online slots are always the best choice for every player. But it is the best option for those who like to play different games. The online slot is luck based game it means the player needs to have luck for their side if they want to win the game. Through all these aspects that players need to ensure that they are on the correct platform.

To find the platform, they need to put lots of effort, but if they want to save their time, then they can take a look on the joker123 site for playing slots. If you are the one who likes to play slot games without going anywhere, then an online platform is the best option.

Are online slots legal?

The slot game is legal, but only when the player is on the correct platform. Moreover, the legality of the game also depends on the nation of the world. It is because in some cases of the world the online gambling is banned, so the player may face some problems in operating the game. Through all these aspects, the players are not allowed to use any other VPN server to operate the gambling site. Therefore, it is an illegal aspect, and sometimes the player might be facing some technical issues in the gaming section. That’s why to use the site, which is legal in your area.

How to play?

To play the game, the player needs to follow the given steps that might be helpful for a player in playing the game.

The first thing that players need to do is find the platform where they are going to play. Then, make sure that the platform must be legal and provide all the best services to its users. Moreover, the site must provide all the security systems to its users.
As you have selected the platform, your next topic is to create an account. While making the account, it is essential for every player to fill in all the information without wasting the anytime. Moreover, the player is required to fill in all the banking information.
Once the player has made the account has been created, their next aspect is to make the first deposit. As the player makes the deposit, they will get some bonus that can be used in the gaming concept.
After this aspect, the gamer is allowed to play the game. It depends on the gamer that what kind of game they want to play.
Now play the game with a state of mind and wait for the result.

Thus, online slots are the game in which the gamer can try their luck, but it will be only possible if the player is on one right platform.

Shopping

How To Choose The Best Nightwear For The Best Sleep

Shopping by Marrio Phill on September 16, 2021

What you wear to bed will impact your rest. At the point when you pick sleepwear that is awkward to wear while you are standing up, you will be substantially more awkward resting in it. Then again, in the event that you have inclinations for night sweats, Moisture Wicking Sleepwear is appropriate for you. Here are the components to consider in picking the best sleepwear.

Need of sleepwear

To get great rest, requires a decent sleep time, the ideal dozing climate, and the primary concern is the thing that you wear during the evening to get a decent night’s rest. It is fitting that you should wear delicate textures. Freely hanging nightwear is a nighty and today it is only worn by pretty much every lady. These nighties are comprised of cotton, silk, or nylon and are additionally finished ribbon-type materials and weaving works. The plus size silk pajamas is one of the most mind-blowing nightwear for ladies which suits every single climatic condition.

Pick Fabric that is Comfortable for You

Various individuals have diverse skin sensitivities. While certain individuals discover cotton agreeable, others might discover the texture bothering their skins. At the point when you are picking sleepwear, it is critical to attempt how their materials will feel on your skin first. The plus size silk pajamas are the best and comfortable sleepwear for all women’s.

Choose the Fit and Style of Your Sleepwear

Subsequent to choosing the most agreeable texture for your skin, you ought to think about the fit and style of your sleepwear. Try not to pick tight sleepwear since you might limit your development or remove dissemination while you are dozing. However much as could reasonably be expected, select sleepwear plans without adornments like fastens, labels, or zippers since these things might bother you during your rest.

Think about Covers for Your Feet

Your feet are considered to be the most disregarded piece of your body while picking sleepwear. Having cold feet during the night is one of the principal reasons why you might have restless evenings. Then again, feet that are excessively hot during the night will likewise make your body overheat. It is smarter to cover your feet with lightweight socks while you are resting.

Think about the Details

Exactly when you search for sleepwear, consider something past the surface. Fit issue, since looser night robe move even more successfully over your body when you rest, as opposed to fixing or limiting. Components like fastens, snaps and labels can become hazardous in the event that they tingle or in any case bother you during the evening. Likewise, be certain that any flexibility isn’t too close to even think about removing flow or too free to even consider sneaking off as you rest.

Think about Going Au Naturel

Abandoning nightwear guarantees that your internal heat level doesn’t get excessively high. Development chemical additionally assumes major part indigestion, so resting bare could prompt a superior body organization. At last, remaining cool by renouncing PJs could even prompt longer, more profound rest.

End:

Finally, individual comfort rules when picking the right sleepwear for you—whether or not that suggests a silk chemise, excellent cotton nightwear, a stretchy sweatshirt rest shirt, or nothing using any and all means.

Finance

Jeffrey Small Arbor Financial – Tips on Securing Your Financial Future

Finance by Marrio Phill on September 15, 2021

So many people believe that planning for the future makes little sense because they are better off enjoying their money whilst they are young enough to do so. This school of thought however very rarely makes sense, because those same people end up living long lives and struggling in their twilight years, when they should be living comfortably. This is not to say that every penny you make should be saved for the future, but making financial decisions based on future plans is always a smart move. This is certainly the opinions of experts like Jeffrey Small Arbor financial advisor and someone who often discusses this kind of thing with students and young business owners.

Here are some tips on how you can secure your financial future.

Aggressive Saving

Many people believe that you should save a set amount of your salary each month, and this is something which will help you once you reach an older age. An aggressive strategy is the best here and if you are able to, saving around 30 or 40 percent of what you make will see you well into the future. This may hurt in the short term but once you get used to it you will soon watch your savings grow.

Smart Investments

Never count out the benefits which investments can make for your life in the future. This is not to say that you should be tabling in risky trading or anything of the sort, the best option would be to look into things such as ISAs and 401Ks which will appreciate throughout the years. Alternatively you could speak to a financial advisor who may be able to point you in the direction of reward accounts and investment firms who could support you in making the right choices.

Seeking Help

As we have just mentioned, the sue of a financial advisor is going to be so helpful to you both now and in the future. This may seem like a cost which you don’t want to spend right now, but the reality is that these professionals are incredibly helpful and the advice which they give will more than pay dividends in the future.

Bricks and Mortar

The number one focus of your savings or investments should be in bricks and mortar. We have seen for decades now that this is a market which will only ever appreciate. Additionally we have seen that real estate markets so often rise against inflation which makes them the very best asset choice for you. Housing is a safe investment and the market is incredibly stable, making sure that your investment is going to be safe for the long haul. Investing in real estate just gives you so many options, and this is exactly why your focus should be there.

These are just some tips to bear in mind when you are looking at your finances, ensuring that you are able to count on security both now and in your older years.

Business

UNDERGROUND CELLAR – HOW TO ENJOY WINE

Business by Marrio Phill on September 15, 2021

Everything about wine is a sublime experience. From the growing of the grapes to their crushing and eventually bottling, there is a beautiful story to enjoy. However, the best of the entire process is when the wine can be drunk. Every sip, every taste, and every swallow are surreal and every wine enthusiast looks forward to this.

Wine is not like most drinks. There is often pomp and pageantry surrounding it. A typical ceremony goes before the opening of a good bottle and for good reason. Wine has certain etiquette that should be observed in honor of such an iconic drink. They have persisted over the years not simply because of tradition or fancy but because it is the way to enjoy good wine.

Chill To Proper Temperature.

Most wines are enjoyed cold. However, there is an appropriate temperature a bottle should attain. Indeed, it also varies depending on the type of wine. Wine communities like the underground cellar have a plethora of information subjects such as this available on request. Chill the bottle to the appropriate temperature. This is the first step to enjoying wine.

Select The Right Glassware.

Different wines require different stemware from which to drink wine. Never drink wine in a mug. It is not designed to handle and sustain the delicate flavors of the drink. The right wine glass heightens the taste and savor of the wine.

Enjoy The Smell.

Almost all five senses are engaged when drinking wine. The sense of smell cannot help but participate. Wine can have varying smells depending on the type of grapes, the region where it was grown and the ingredients infused into it. Whether it’s floral, fruity, earthy, or citrussy, take a couple of sniffs and enjoy the rich and delicate fragrance.

Take A Drink.

The final part of the whole process is taking a sip of the rich liquid. Wine should not be drunk like water, gulped down like one has been trekking through the desert. Take soft gentle sips and allow the liquid to linger and spread around the tongue to ascertain the different tastes, bouquets, and flavors. To heighten the enjoyment, pair it with foods that are known to intensify the flavor like pasta, beef, and certain kinds of cheese.

Conclusion.

Every good bottle of wine offers a luxurious experience. Knowing when and how to enjoy it is what makes it stand out.

Tech

accessiBe’s New Initiative, AccessFind, Developed To Bridge the Web Accessibility Gap

Tech by Marrio Phill on September 15, 2021

We live in an era where the internet has become a part of our daily lives. We use the internet practically every day at work, at home, and even in school. Almost all discussions nowadays end with the phrase “do a Google search”. However, there is a population that is disadvantaged – the disabled, who make up about 15% of the world’s population. This population does not have the privilege of enjoying the internet since most available web pages are not adequately built for accessibility. This problem has led to the creation of web accessibility platforms that make web pages accessible to everyone.

One such company is accessiBe, which leverages AI Technology to make web pages accessible to the disabled. The company, considered a market leader in web accessibility, assists website owners in auditing and improving their sites to comply with the Web Content Accessibility Guidelines (WCAG). Dedicated to helping the disabled, the company has gone further to develop a new initiative dubbed accessFind to help bridge the web accessibility gap. AccessFind is a first-of-its-kind search engine built particularly for people with disabilities. The search engine will have an accessible-friendly index of websites that will make it easier for disabled people to navigate the internet.

Browsing through millions of inaccessible web pages has long been a burden for the disabled community, given that only 2% of web pages are accessible. The experience can be frustrating and overwhelming, therefore denying them the luxury of accessing limitless results and opportunities from search engines, resulting in a feeling of isolation. AccessFind initiative aims at empowering this population by offering them full access to thousands of accessible web pages faster.

AccessFind is part of accessiBle’s public road map to realizing its vision of making the internet accessible to all users by 2025. The initiative has attracted several leading disability-focused organizations, including Columbia Lighthouse For The Blind (CLB), Determined2Heal, Earle Baum Center of the Blind, Senspoint, The Viscardi Center, The IMAGE Center of Maryland, and United Spinal Association. The initiative is expected to be launched later in 2021 and will have over 120,000 accessible websites, with more accessible websites expected to join.

Business

Robert Testagrossa – Why Crypto Wallet Security Is So Important

Business by Marrio Phill on September 15, 2021

If you are new to crypto then one of the most important things that you should be focused on is the security of your wallet. This is the hardware or software wallet where all of your crypto will be held. Experts in the crypto space such as Robert Testagrossa have been very vocal about this lately, especially when offering advice to first time investors. There are many wallets to choose from and each will offer its own set of benefits. These may be attractive but these are the reasons why you should place security as one of your top priorities when finding a wallet.

Hacking Concerns

Some wallets are much safer than others when it comes to the security protocols which they have in place against hackers. If you are in any doubt as to what this looks like, you only have to look back through history to see what each wallet has done with regards to previous hacks. If you are looking at ‘X’ wallet as an option, simply type ‘X hack’ into the search engine and you’ll find plenty of information out there about any hacks which have happened in the past, and what their reaction has been.

Multi-Factor Authenticity

When using a basic website you can probably get away with simply having a good password in place, because there is likely to be a low risk of people trying to get in there. When it comes to your crypto holdings however this simply won’t do the trick and you need to ensure that you have 2 or 3 factor authentication. This will involve your email address and password, then your Google authenticator number – exclusive to you – and then also something which proves that you are human, as bots are often used.

Additional Security Details

Additional security details which you should be looking at are things like daily limits when there is new behavior on the account. This could be that once a new email address is added, trading options are suspended for 3 days, or withdrawal limits are greatly reduced for a short time. This may be something of a pain for you if you are updating your details, but you will be thankful for the increased security which you have.

Locked Out

And finally one of the reasons why we have seen so much talk around wallet security is that you could very well get locked out of your account. We have seen people lose login details and have devices stolen which have them on. This is exactly why you should always ensure that you have your reset keys for both Google authenticator and for your wallet, stored on paper elsewhere in the property. In doing this you will always be able to login to your account even if you have been locked out.

These are just some of the reasons why this security is so important, and the risks that do exist amongst crypto holders.

Business

Josh Melick – Easy Ways For Your SaaS Team To Upsell To Existing Clients

Business by Marrio Phill on September 15, 2021

Josh Melick has been all a lot of people in the SaaS world have been talking about of late, owing to a piece which he wrote on his blog about the errors which so many SaaS providers have been making on pricing. What Josh was trying to get at in his piece was the importance of something that he cals three dimensional pricing.

Josh is referring to the tired price structure which many use — bronze, silver, gold for example. Usually these tiers offer an increase in users and usage as you move up. These are what he calls the first two dimensions which sales teams are offering. The third dimension which Josh discusses is time, or more specifically, a time limit. Instead of contracts which roll on month by month, sell a 6, 12 and 18 month contract. One of the clear benefits of this is the ability to upsell, and here is how your team can use this renewal point to upsell.

Knocking Off Points

Josh describes how beneficial this expiry date is with regards to pushing up prices. This is something which all businesses have to do, yet there are certain ways and means to go about it, which will keep the customer sweeter, such as a natural expiry and renewal process. With this in mind, SaaS businesses can use this increase as an upsell. To do this simply offer the next package up, which is going to be 7% more expensive than the previous year, yet offer it at just 5% if they upgrade.

Adding Bundles

Another great way in which the business can upsell is to bundle software suites together. Offering a customer two or three extra software products if they upgrade could save them money elsewhere. That may inspire them to upgrade with you and have all of their products under the same roof. There is no doubt that all SaaS providers have the capability to do this, given the range of software products which they work on and sell.

The Increased Time Offer

Offering some months free if your customer upgrades their package is another great idea which could be enough to convince your customers to take that step. instead of offering them a 12 month silver package, let them know that they can get 2 months for free on the gold package, and lock them down for 14 months. This will entice them to stay and it means that you can count on them using gold for a full year, in the hopes that they will like it enough to stay there in the future.

There are so many ways in which you can use this third dimension as a method by which you can upsell to clients. You will also be able to have more interactions with the customer which gives you a chance to give them world class customer service, further strengthening their bonds and loyalty towards you.

Restaurants

Adam Seger – Reasons to Splash Out on High Quality Restaurants

Restaurants by Marrio Phill on September 15, 2021

There are many people who don’t use high quality restaurants very often, yet this is something which many experts believe that more people should do. Industry and cooking experts like Adam Seger are urging people to support these local gastropubs and high end restaurants, and the reality is that it is not as far out of people’s reach as they may believe.

The country has thousands of incredible places to enjoy, and here is exactly why it is important that we take advantage of the awesome foods choices many of us have on our doorsteps.

Working Out The Cost

The main reason that people give for not eating in these places is that the cost is simply too high, but often this is more a matter of perception. Many of the people who say this are spending their days going to fast food outlets, buying low quality food and spending money each day. If they stopped doing this and instead went out once every fortnight, they would spend the same amount of money in that time, only on one fantastic meal instead of lots of low quality meals.

The reality as well is that many of these restaurants can be done without spending huge amounts of money as people think.

Experience Not Food

When you go to a standard restaurant or a fast food outlet, it is about getting food and nothing more. When you go to a high end restaurant however things are very different because what you will get is an experience, as well as the great food. The waiting service there are so knowledgable about the food they sell, the food is carefully thought out and delivered in a beautiful way and the night will be a far more enriching experience than many realize. This is certainly one of the reasons why those who do go to these places do so.

Supporting Local

Not only is it important for us to support these local restaurants, they in turn are supporting the local economy. Top quality restaurants up and down the country will focus on buying their produce, meat and fish, and any other ingredients which they can get their hands on, from local suppliers. This is brilliant for the local eco-system and in going to the restaurant you can do your bit for the local economy.

Sensational Food

It is really amazing to go to these places and sample some of the breathtaking meals which they serve. There is real care and craft that goes into each dish. It is not just the marquee meals which will impress you here either, you will find that even the most basic ingredients such as carrots and cauliflowers taste equally as exceptional. If you think that you have tried good food before, just wait until you try out some fine dining and some high quality gastropubs, then you will see just how good food can really taste.

Why not try one out in the next month or so and see how you get on?